How Credit Scoring Systems Work
The data, algorithms, and processes that determine your credit score.
Explaining how the systems around us actually work.
Financial systems move money, assess risk, and make decisions that affect people's access to credit, insurance, and banking services. These systems balance efficiency with fraud prevention, regulatory compliance, and risk management. Understanding them helps explain why financial processes work the way they do.
The data, algorithms, and processes that determine your credit score.
Why some transfers are instant and others take days.
The review, verification, and approval processes behind insurance claims.